What does workers’ compensation cover?

On Behalf of | Nov 19, 2021 | Worker's Compensation |

Employers are legally obligated to provide a safe work environment for their employees. However, accidents are sometimes inevitable.  It doesn’t matter who was at fault for the accident. Workers’ compensation covers the injured employee as long as they got injured while acting within the scope of their employment.

In addition, workers’ compensation covers some illnesses and occupational diseases that result from employment. Below are the benefits that workers’ compensation provides.

Medical expenses

Following a work injury, the cost of medical evaluation, treatment, and surgery are all covered. Likewise, medical aid devices, prescription drugs, and other expenses incurred when seeking treatment are also covered.

Ongoing care

Some injuries require post-treatment care. For instance, a spinal injury may need some kind of therapy for a victim to resume their everyday life. Workers’ compensation typically covers such ongoing care costs.

Lost wages

The income you lost while recuperating is covered by workers’ compensation. Therefore, you will continue earning a significant portion of your average weekly wages when a work injury prevents you from working. You may also be entitled to disability benefits if your injury resulted in partial or total disability.

Death benefits

In case your injuries are fatal, your family or survivors are entitled to death benefits to offset funeral costs as well as ease them into life without you.

Workers’ compensation retaliation by your employer is unlawful

If your employer fires you for filing for worker’s compensation, you can sue them. It is worthwhile to be aware of your rights as a worker and protect them. Bearing in mind that the law is on your side, do not take any form of retaliation lying down. Making informed decisions will ensure you get the justice you rightly deserve.